Fractional CFO Services

A fractional CFO is an experienced finance leader who works with your business part-time, under an ongoing engagement, instead of as a full-time hire. You get senior judgment on pricing, cash, tax, and long-range planning at the level of involvement the business actually needs today.

When should a business hire a fractional CFO?

Most owners reach that point when the decisions outgrow the reporting — when pricing, hiring, and tax planning start carrying real consequences but the numbers still arrive late or only at year end. A fractional CFO makes sense when you need that judgment regularly, but not forty hours a week.

What is the difference between a fractional CFO and a bookkeeper or CPA?

A bookkeeper records what happened and a tax CPA reports it to the authorities. A fractional CFO uses those records to decide what happens next — what you charge, how you fund growth, what you set aside for taxes, and what the owner ultimately keeps. The roles work together rather than replacing one another.

How much does a fractional CFO cost?

Fractional CFO engagements are priced as a recurring monthly fee based on the scope of work and the size of the business, rather than by the hour. It costs a fraction of a full-time CFO salary because you are buying a portion of a senior person's time. Contact us for a scoped quote.

Do you work with businesses outside Texas?

Yes. Crux Consulting is based in Texas and works with clients across the United States. The engagements run remotely, with on-site work available for Texas clients when a project calls for it.